I've been putting off doing the budget thing and planning for/paying the bills. It's been 15 years since I was the only one responsible for taking care of myself. Although I'm good at it, it's another symbolic level of progress towards self-sufficiency, so it evokes fear.
I lost a necklace I really love this morning when it fell off of my neck unnoticed----I *still* hope I find it at home---and that made me so mad that I sat down at work immediately after my search turned up emptyhanded and did the damn bills and money right there. I even made the deposit and changed the address on the checks this morning. So there, universe! I will not be stopped by bad luck or fear or sad feelings. Thus, as of this morning, I have a payment schedule, an account with actual money in it, and 50%-60% of a budget plan. To quote Shannon, my roommmate, I might be afraid, but that never stopped me before.
I can feel some real fiscal conservatism coming on. I've never been really frugal before, but fear is truly inspirational. Until I have some savings to help me breathe easier, I am going to cut way down on the discretionary spending, the eating out, and the untracked expenditure of day-to-day money.
It will be good for me, my finances, my health and my weight loss and fitness plan.
I lost a necklace I really love this morning when it fell off of my neck unnoticed----I *still* hope I find it at home---and that made me so mad that I sat down at work immediately after my search turned up emptyhanded and did the damn bills and money right there. I even made the deposit and changed the address on the checks this morning. So there, universe! I will not be stopped by bad luck or fear or sad feelings. Thus, as of this morning, I have a payment schedule, an account with actual money in it, and 50%-60% of a budget plan. To quote Shannon, my roommmate, I might be afraid, but that never stopped me before.
I can feel some real fiscal conservatism coming on. I've never been really frugal before, but fear is truly inspirational. Until I have some savings to help me breathe easier, I am going to cut way down on the discretionary spending, the eating out, and the untracked expenditure of day-to-day money.
It will be good for me, my finances, my health and my weight loss and fitness plan.