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sabrinamariI'm starting the new year in collaboration with Element Money by extending a KIVA loan to this young businesswoman. Key to a close relationship with Element Money is the sharing of prosperity that comes our way.
http://www.kiva.org/app.php?page=businesses&action=about&id=28601
Giving is a magical act that directs greater bounty back to our own doors. You can check with any financial guru: they all know it works, and they all describe the magic in their own language.
Dave Ramsey talks about the importance of tithing 10% so we can learn how to give. (Yet even he says the exact amount doesn't matter; it's the giving of something significant that does!)
Suze Orman says that giving is a way to teach ourselves that our internal bank accounts are full, not empty---a way of confirming that we really do have enough and we are not stuck in "poverty mind".
And a December story on APM Marketplace showcased a researcher who has demonstrated that those who regularly give actually *do* become wealthier than those who don't.
The chant instructs us---it doesn't just work for us: "Enough and enough and enough to share!"
One key to effective giving magic: choose a charity or cause that really makes your heart beat faster, then focus all or most of your giving on that cause. Concentrate your focus in giving, just as you do elsewhere with Element Money, to see better results faster.
A tool to help you find whatever makes your heart beat faster: http://www.charitynavigator.org
"For over 8 years Rosa worked as a maid in upper class homes in Guayaquil until the responsibility with her children did not allow her to leave her home unattended and continue that line of work. Rosa now owns a small shop out of her home where she sells fruits, vegetables and other food items to the general public. This business has allowed her to maintain a close relationship with her 5 children while also bringing in a consistent flow of income. Her ex-husband works as a shoe salesman in “La Bahia” the local tourist marketplace."
Name: Rosa Cedeño
Business Name: Tienda Rosita
Location: Guayaquil, Ecuador
Primary Activity: General Store
Loan Requested: $1,200.00
Repayment Term: 12 months - repaid monthly
Loan Use: Remodel her store
Date Posted: Jan 1, 2008
"Rosa was able to launch her business with only $100, but she is now in need of more capital in order to make it grow. She has decided not to borrow from loan sharks due to the very negative experiences close friends have had with them and the very positive experiences she has had with Kiva and Mifex."
"With previous loans she received Mifex Rosa invested in new products that she purchased at better prices and at larger quantities. She was able to increase the stock in her store in order to provide products on a more consistent basis. Prior to the loan she would have to buy a small amount of products day to day. The loan and the profits generated have given her the flexibility to buy products in larger quantities and reduce the amount of times that she has to travel to the larger markets to buy products. With a second loan she purchased a freezer which allowed her to sell cold products, such as sodas, and also other perishable foods such as meat and chicken. She hopes to receive this new loan in time for the holiday season in order to renovate her business and add new products to her home/store."
"She has not been able to make any improvements to her home yet, but she has started saving with the aim to cement her floor, which is now mostly dirt and some pieces of wood. She looks forward to working with Kiva and Mifex in order to achieve her goals."
KIVA.org
http://www.kiva.org/app.php?page=businesses&action=about&id=28601
Giving is a magical act that directs greater bounty back to our own doors. You can check with any financial guru: they all know it works, and they all describe the magic in their own language.
Dave Ramsey talks about the importance of tithing 10% so we can learn how to give. (Yet even he says the exact amount doesn't matter; it's the giving of something significant that does!)
Suze Orman says that giving is a way to teach ourselves that our internal bank accounts are full, not empty---a way of confirming that we really do have enough and we are not stuck in "poverty mind".
And a December story on APM Marketplace showcased a researcher who has demonstrated that those who regularly give actually *do* become wealthier than those who don't.
The chant instructs us---it doesn't just work for us: "Enough and enough and enough to share!"
One key to effective giving magic: choose a charity or cause that really makes your heart beat faster, then focus all or most of your giving on that cause. Concentrate your focus in giving, just as you do elsewhere with Element Money, to see better results faster.
A tool to help you find whatever makes your heart beat faster: http://www.charitynavigator.org
"For over 8 years Rosa worked as a maid in upper class homes in Guayaquil until the responsibility with her children did not allow her to leave her home unattended and continue that line of work. Rosa now owns a small shop out of her home where she sells fruits, vegetables and other food items to the general public. This business has allowed her to maintain a close relationship with her 5 children while also bringing in a consistent flow of income. Her ex-husband works as a shoe salesman in “La Bahia” the local tourist marketplace."
Name: Rosa Cedeño
Business Name: Tienda Rosita
Location: Guayaquil, Ecuador
Primary Activity: General Store
Loan Requested: $1,200.00
Repayment Term: 12 months - repaid monthly
Loan Use: Remodel her store
Date Posted: Jan 1, 2008
"Rosa was able to launch her business with only $100, but she is now in need of more capital in order to make it grow. She has decided not to borrow from loan sharks due to the very negative experiences close friends have had with them and the very positive experiences she has had with Kiva and Mifex."
"With previous loans she received Mifex Rosa invested in new products that she purchased at better prices and at larger quantities. She was able to increase the stock in her store in order to provide products on a more consistent basis. Prior to the loan she would have to buy a small amount of products day to day. The loan and the profits generated have given her the flexibility to buy products in larger quantities and reduce the amount of times that she has to travel to the larger markets to buy products. With a second loan she purchased a freezer which allowed her to sell cold products, such as sodas, and also other perishable foods such as meat and chicken. She hopes to receive this new loan in time for the holiday season in order to renovate her business and add new products to her home/store."
"She has not been able to make any improvements to her home yet, but she has started saving with the aim to cement her floor, which is now mostly dirt and some pieces of wood. She looks forward to working with Kiva and Mifex in order to achieve her goals."
KIVA.org
