sabrinamari: (Stretching/New (fire) priestess work)
[personal profile] sabrinamari
I love my iPod fiercely, even though I resisted buying one until everyone else I knew owned one. I didn't understand that an iPod means access to free, convenient classes on everything you might want to know.

Now, I wouldn't be without it because exercise/travel/chore time has also become classroom time, and I can toggle between "courses" that I enjoy.

Frequently, I listen to Dave Ramsey's podcasts because I learn at least one thing from each one. Sometimes I learn a strategy; sometimes I learn how to set a boundary and sometimes I learn something about delivering bad news.

Occasionally, I also learn what not to do.

I've always felt that the best time to absorb a particular strategy or skill set---some key piece of 'cultural capital'---is well before you actually have to use it. I never want to be briefed on how to swim while the ship is going down.

Plus, it just takes time to absorb new cultural capital. Unless you learned it the 'natural' way, at your childhood dinner table, or in casual family conversations, cultural capital takes time and effort to absorb. If you are trying to grasp the mindset and skill set of groups you weren't originally born or socialized into, you just need to give yourself a little more time and focus a little bit harder.

What I've learned from this morning's cardio/financial studies session:

* A formula for managing money once you've taken care of all the basics (paid off debt, established college funds, created/lived within a reasonable family budget, purchased life and disability insurance, paid off a mortgage and established a diversified portfolio with an automatic long-term investment plan).

It's good to know this now, rather than later, so I can move seamlessly in the direction I want to go.

* I also learned the rules-of-thumb for managing the receipt of a really large lump sum of money, as well as what to watch out for in that set of circumstances.

These were not skills I learned growing up in an academic, middle class family. But I can't wait to put them into action and pass them on to my friends and family as needed.

I'm learning to swim now, rather than later, through other people's cultural capital.
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sabrinamari

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